Inclusions

Home insurance covers losses to the structure and content of your home due to natural and man-made calamities.

Fire and perils cover-

• Aircraft damage
• Fire
• Lightning
• Riot, strike
• Storm, cyclone, flood
• Missile testing operations

Earthquake Cover

The policy offers coverage against loss or damage to any of the insured property. However, many policies do not cover flood or overflow of the sea, rivers and lakes due to earthquake.

Burglary and Theft Cover

The contents of home are also covered against burglary or theft. The coverage will also be extended to silver articles, jewelry, precious stones and other valuable items, provided these are kept in a locked safe within your home premises.

Exclusions in Home Insurance

• Loss or damage caused by wear & tear and depreciation
• Loss of cash
• Loss or damage caused by war, invasion, act of foreign country
• Loss or damage caused by nuclear war
• Loss, destruction or damage caused to any electronic equipment due to over-running or excessive pressure