Some of the common exclusion of mobile insurance policies are listed below.

• If the phone has gone missing mysteriously.
• If the phone is stolen from an unattended building or vehicle. Theft of the mobile phone from vehicles that are left unattended.
• If any damage occurs / phone is lost during the period when the same has been lent or is being used by a third party, other than the owner of the phone.
• If the phone suffers a mechanical or electronic breakdown.
• If the device has been overloaded or experimented with under any abnormal conditions.
• Any damage that is caused due to routine wear and tear of the device .
• Any damage occurring die to change in climatic / atmospheric conditions.
• Damage caused due to any wilful or malicious at caused by the owner of the insured device.
• Any defects or damage that has been caused during the process of repairing or cleaning the device